health-insurance

📊 Premium Notice: Premium displayed is indicative and subject to change based on insurer underwriting, member health details, city zone, and applicable terms & conditions.

Hopement.com Health Insurance

Health Insurance
Premium Estimator

Individual & Family Floater · All ages · Pre-existing conditions · Top insurers · Free consultation · No OTP

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⚠️ The premium displayed is indicative and subject to change based on insurer underwriting, member health details, city zone, pre-existing conditions, and applicable terms & conditions. Final premium is confirmed only at the time of policy issuance by the insurer.
01 — Plan Type
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Individual
One person · Own sum insured
👨‍👩‍👧‍👦
Family Floater
Shared cover · Self + Spouse + Kids
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Parents / Senior
60+ age · Dedicated senior plan
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Super Top-Up
Enhance existing cover at low cost
02 — Member Details
1 Adult 2 Adults 2A + 1 Child 2A + 2 Kids 2A + 3 Kids 2 Parents
💡 Premiums are higher in metros due to higher hospital costs.
None / Healthy Controlled (BP / Diabetes) Serious (Heart / Cancer)
No waiting period loading.
03 — Sum Insured (Cover Amount)
₹3 Lakh
Basic cover
₹5 Lakh
Popular choice
₹10 Lakh
⭐ Recommended
₹15 Lakh
Good coverage
₹25 Lakh
High cover
₹50 Lakh+
Premium plans
⚠️ IRDAI 2024 guideline: Avg hospital bills ₹5–15 lakh. Minimum ₹10 lakh cover recommended for families.
04 — Add-on Covers
Unlimited Restoration
Refills sum insured in same year
OPD Cover
Consultations, medicines, tests
Maternity Cover
2yr waiting · Delivery expenses
Personal Accident Rider
Accidental death & disability
International Cover
Emergency overseas treatment
Critical Illness Rider
Lump sum on diagnosis of CI
Dental & Vision Cover
Teeth & eye treatment
Wellness / Annual Checkup
Free health checkup included
05 — Your Details
📱 Mobile detected — only your name is needed. Your contact comes with your WhatsApp message automatically.
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Indicative Annual Premium
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incl. 18% GST
📋 The premium displayed is indicative and subject to change based on insurer underwriting, member health details, city zone, pre-existing condition loading, and applicable terms & conditions. Final premium is confirmed only at policy issuance.
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⚠️ Disclaimer: The premium displayed is indicative and subject to change based on insurer underwriting, vehicle details, member health profile, city zone, and applicable terms and conditions. Health insurance premiums are not fixed by IRDAI — they vary by insurer, age, sum insured, pre-existing conditions, and are revised periodically. Pre-existing diseases may attract loading or waiting periods of up to 3 years (max under IRDAI 2024 guidelines). Maternity benefits have a 2-year waiting period. Moratorium period is 5 years (reduced from 8 years — IRDAI 2024).

Insurance is the subject matter of solicitation. Please read all terms & conditions carefully before purchase.
Hopement.com · Turtlemint Insurance Broking Pvt. Ltd. · IRDAI Broker Lic. No. 487 · POSP Code: DP-3728956
The premium displayed is indicative. Final premium confirmed at policy issuance by the insurer.
Insurance is the subject matter of solicitation.

HOPEMENT PROVIDES HEALTH PROTECTION PLANS

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