01 — Vehicle Details
Vehicle Make & Model
Select Vehicle
Maruti Dzire Taxi
Maruti WagonR Taxi
Hyundai Xcent Taxi
Tata Indica Taxi
Tata Indigo Taxi
Honda Amaze Taxi
Toyota Etios Taxi
Maruti Tour S / H1
Maruti Eeco (6 Seat)
Mahindra Bolero (6 Seat)
Mahindra Scorpio (8 Seat)
Mahindra XUV500 (7 Seat)
Mahindra XUV700 (7 Seat)
Mahindra TUV300 (7 Seat)
Toyota Innova (8 Seat)
Toyota Innova Crysta (8 Seat)
Toyota Fortuner (7 Seat)
Maruti Ertiga Taxi (7 Seat)
Maruti XL6 Taxi (6 Seat)
Kia Carens Taxi (7 Seat)
Hyundai Alcazar Taxi (7 Seat)
Tata Safari Taxi (7 Seat)
Tata Harrier Taxi (5 Seat)
Chevrolet Tavera (9 Seat)
Mahindra Sumo Gold (9 Seat)
Tata Sumo Gold (9 Seat)
Force Trax Cruiser (10 Seat)
Force Tempo Traveller (12 Seat)
Force Tempo Traveller (14 Seat)
Force Tempo Traveller (17 Seat)
Tata Winger (13 Seat)
Tata Winger (17 Seat)
Toyota Hiace (13 Seat)
Mahindra Supro Minivan (9 Seat)
Maruti Omni Taxi (7 Seat)
Mini Bus (18–24 Seat)
Mini Bus (25–36 Seat)
Standard Bus (37–60 Seat)
Large Bus (61+ Seat)
Auto Rickshaw (3 Seat)
Seating Capacity (PCC)
Select Seats
3 Seat (Auto Rickshaw)
4 Seat (Small Taxi — Dzire, Xcent)
5 Seat (Sedan Taxi)
6 Seat (Eeco, Bolero 6)
7 Seat (Ertiga, XUV, Innova)
8 Seat (Scorpio, Innova Crysta)
9 Seat (Sumo, Tavera)
10 Seat (Trax, Cruiser)
12 Seat
13 Seat
14 Seat
17 Seat
18–24 Seat (Mini Bus)
25–36 Seat (Mini Bus)
37–60 Seat (Bus)
61+ Seat (Large Bus)
Manufacture Year
02 — Permit / Usage Type
🚕
Taxi / Cab
Local city permit · Yellow plate
🗺️
Tourist Vehicle
All India permit · White plate
🏫
School / Staff Bus
15% TP discount · Yellow bus
🚌
Stage Carriage
Fixed route bus · Govt / pvt
📋
Contract Carriage
Staff shuttle · Office cab
⚡
Electric (EV)
15% TP discount on base
03 — Policy Type
🛡️
Third Party Only
Mandatory · IRDAI fixed rate · Commercial rates apply
✨
Comprehensive
TP + Own Damage + Add-ons
04 — IDV & No Claim Bonus
Approx. Current Market Value
Under ₹2 Lakhs (Old vehicle)
₹2–4 Lakhs
₹4–6 Lakhs
₹6–8 Lakhs
₹8–10 Lakhs
₹10–14 Lakhs
₹14–20 Lakhs
₹20–35 Lakhs (Innova Crysta, Fortuner)
₹35 Lakhs+ (Luxury / Large Bus)
No Claim Bonus (NCB)
0% New
20% 1yr
25% 2yr
35% 3yr
45% 4yr
50% 5yr+
05 — Add-on Covers
Zero Depreciation
~₹1,500–₹3,500
Engine Protect
~₹1,000–₹2,000
Roadside Assistance
~₹400–₹800
PA Cover (Owner) ₹15L
₹118/yr — IRDAI Fixed
Passenger Cover (per head)
~₹300–₹800
Return to Invoice
~₹1,500–₹3,500
06 — Your Details
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⚡ CALCULATE TAXI / VEHICLE PREMIUM
Est. Annual Premium
—
incl. 18% GST
⚠️ Disclaimer: Third Party premiums shown are IRDAI/MoRTH notified commercial vehicle rates (FY 2024–25). Commercial vehicle TP is significantly higher than private car rates . Comprehensive figures are estimates only and vary by insurer. Rates subject to annual revision by IRDAI/MoRTH.⚠️ Legal Note: Operating a passenger vehicle without a valid permit and commercial insurance is a punishable offence under Motor Vehicles Act 1988.Insurance is the subject matter of solicitation.
